NRI Property Management for Indians in Saudi Arabia

Time vs IST

IST is 2 h 30 min ahead of Saudi time (UTC+3).

POA route

Notary + apostille

Indian mission

Embassy of India in Riyadh and Consulate General of India in Jeddah

Rent goes to

Your NRO account in India

Time difference and best call windows

IST is 2 h 30 min ahead of Saudi time (UTC+3). No daylight saving.

A 9 am Riyadh call is 11:30 am IST. Saudi offices typically work Sunday to Thursday, so Monday to Thursday are the best overlap days.

You can message us on WhatsApp at any hour; we reply in Indian working hours and schedule calls in your window.

Making a power of attorney in Saudi Arabia

Saudi Arabia joined the Hague Apostille Convention in December 2022. Get the POA notarised and apostilled through the Saudi Ministry of Foreign Affairs; you can also use attestation at the Indian Embassy or Consulate.

Where to go: Embassy of India in Riyadh and Consulate General of India in Jeddah.

A power of attorney executed abroad must be stamped (adjudicated) in India within three months of being received in India, and a POA that authorises sale of immovable property must be registered before the Sub-Registrar.

Full NRI POA guide →

Tax on Indian rent if you live in Saudi Arabia

In India: Rent paid to a non-resident owner is subject to TDS. From FY 2026-27 this falls under section 393(2) of the Income-tax Act, 2025 (it replaced section 195 of the 1961 Act): there is no threshold, and the base rate is 30% plus applicable surcharge and 4% health & education cess. The tenant needs a TAN, files the TDS return and gives you the TDS certificate. You can apply for a lower or nil deduction certificate, and treaty (DTAA) relief may apply.

In Saudi Arabia: Saudi Arabia does not levy personal income tax on individuals' salary or foreign rent, so Indian TDS is usually your only tax on rent. File an Indian return to claim excess TDS, or apply for a lower deduction certificate.

Getting rent to Saudi Arabia

Rent from Indian property should be credited to your NRO account. Money can be moved from NRO to your NRE or foreign account within the FEMA limit of USD 1 million per financial year, after taxes, using Form 15CA (and Form 15CB from a chartered accountant where required).

Common situations for Saudi-based owners

• Weekends differ (Friday–Saturday in Saudi Arabia), so schedule Indian office work Monday to Thursday.
• Many owners sign documents on India visits during annual leave.
• Keep salary savings in NRE and Indian rent in NRO.

Services for owners abroad

Choose what you need; most owners start with tenant management and inspections.

• Rent collection & tenant management
• Inspection & maintenance
• Legal & documentation help
• Sale & purchase assistance
• Power of attorney (POA) guidance