NRI Property Management for Indians in the USA

Time vs IST

Eastern Time: IST is 10 h 30 min ahead (9 h 30 min during US daylight saving).

POA route

Notary + apostille

Indian mission

Embassy of India in Washington DC and Consulates General in several cities, including New York, San Francisco, Chicago, Houston and Atlanta

Rent goes to

Your NRO account in India

Time difference and best call windows

Eastern Time: IST is 10 h 30 min ahead (9 h 30 min during US daylight saving). Central 11 h 30 (10 h 30), Mountain 12 h 30 (11 h 30), Pacific 13 h 30 (12 h 30).

East Coast: an 8–9 am ET call is 6:30–7:30 pm IST (5:30–6:30 pm in US summer). West Coast: 7–8 pm PT is 8:30–9:30 am IST the next day (7:30–8:30 am in summer).

You can message us on WhatsApp at any hour; we reply in Indian working hours and schedule calls in your window.

Making a power of attorney in the USA

The USA is in the Hague Apostille Convention. Sign the POA before a US notary public, then get an apostille from the Secretary of State of the state where it was notarised.

Where to go: Embassy of India in Washington DC and Consulates General in several cities, including New York, San Francisco, Chicago, Houston and Atlanta.

A power of attorney executed abroad must be stamped (adjudicated) in India within three months of being received in India, and a POA that authorises sale of immovable property must be registered before the Sub-Registrar.

Full NRI POA guide →

Tax on Indian rent if you live in the USA

In India: Rent paid to a non-resident owner is subject to TDS. From FY 2026-27 this falls under section 393(2) of the Income-tax Act, 2025 (it replaced section 195 of the 1961 Act): there is no threshold, and the base rate is 30% plus applicable surcharge and 4% health & education cess. The tenant needs a TAN, files the TDS return and gives you the TDS certificate. You can apply for a lower or nil deduction certificate, and treaty (DTAA) relief may apply.

In the USA: US citizens and residents are taxed on worldwide income, so Indian rent is reported in the US too; the India–USA DTAA allows credit for Indian tax. US persons may also have FBAR and FATCA reporting for Indian bank accounts. Ask a CPA who handles India income.

Getting rent to the USA

Rent from Indian property should be credited to your NRO account. Money can be moved from NRO to your NRE or foreign account within the FEMA limit of USD 1 million per financial year, after taxes, using Form 15CA (and Form 15CB from a chartered accountant where required).

Common situations for US-based owners

• US citizens of Indian origin usually hold OCI cards; OCIs can own and rent out residential and commercial property in India.
• Keep an Indian mobile number active, or update your number with the bank, for OTPs on NRO accounts and municipal portals.
• Plan India visits for registry or bank KYC around US holidays to reduce trips.

Services for owners abroad

Choose what you need; most owners start with tenant management and inspections.

• Rent collection & tenant management
• Inspection & maintenance
• Legal & documentation help
• Sale & purchase assistance
• Power of attorney (POA) guidance